Sylvia Group Blog

Drone insurance: A growing need for businesses and hobbyists

Will my insurance cover my college student's possessions?

Is permanent life insurance right for you?

7 most common Business Insurance mistakes

Data breaches, cybersecurity and cyber Insurance

MA Paid Family and Medical Leave law final regulations set

Summer, teen drivers and texting: a deadly combination

How Social Security works as part of a retirement plan

MA leaders agree to delay Paid Family and Medical Leave tax

Insurance career opportunity: Major role in furthering our growth

Who needs disability insurance?

Is D&O insurance for nonprofits necessary?

Employment practices liability and workplace risk management

Customized coverage: specialized insurance for high-value homes

How to prepare for an OSHA inspection

Wow Air, Cancelled Flights and the Value of Travel Insurance

Video: Flood insurance and underinsured property

Business insurance client advocacy and workers' compensation analysis

Are you paying too much for workers' comp?

Is your Super Bowl party protected by liability insurance?

Weather preparations and the Polar Vortex

Active-shooter response: a workplace safety topic for our times

Share your health insurance expertise: Join our benefits team

Give a holiday gift to everyone: Get a flu shot

Why an independent agent is best for bundling personal insurance

Safety tips for the holidays ... and drones

Does homeowners insurance cover a stolen package?

Health insurance and Medicare open enrollment guidance

Advance your employee benefits or personal insurance career

What the MA 'Grand Bargain' means for employer HR compliance

Client and Community Service: How We Make a Difference

How risk management can help limit hurricane damage

Answering your questions about Massachusetts benefits compliance

How my Sylvia Group internship launched my marketing career

Best SouthCoast Insurance Agency and Financial Planner

Contractor protection: hot works training and Builders Risk Insurance

Personal protection from cyber crime

Dynamic leadership and a growing team of insurance experts

Safety tips to keep summer fun

How do I avoid a cyber breach? What happens if I'm hacked?

Workplace law and employment practices liability amid #MeToo

Experts on workplace law and employer liability. Yours for an hour.

10 common claims in employment practices liability lawsuits

Why disability insurance is necessary for you and your family

Voted best for SouthCoast insurance last year, we're better than ever

Death by distracted driving: We're all at risk 

Who pays the EMAC Supplement, and when is it due?

Talented insurance professionals strengthen our growing team

MA Registry to shut down in preparation for Real ID

Who needs flood insurance? Most home and business owners.

Illegible Massachusetts license plates can cause inspection rejection

Tragic necessity: preparation for an active-shooter incident

3 essential insurance coverages for medical-device manufacturers

MA employers have new form to file for health care reporting

Winter weatherization tips for homeowners and businesses

Responding to an active-shooter incident in a nonprofit workplace

Do I need an umbrella insurance policy?

How to prevent Christmas tree fires ... and other holiday safety tips

An internship of meaningful work and invaluable experience

Does my Massachusetts business need cyber insurance?

Why restaurants need employment practices liability insurance (EPLI)

How to respond to an active-shooter incident

Prepare for the coming cold and prevent damage from frozen pipes

Who needs long-term care insurance?

Will my MA homeowners insurance pay for damage from a fallen tree?

Homeowners insurance for dog owners

Answering your questions about Medicare open enrollment for 2018

Maximize homeowners insurance coverage with a home contents inventory

How to protect yourself after the Equifax data breach

Benefits compliance amid volatile times for health care reform

Should I buy flood insurance?

How many carbon monoxide alarms do I need to prevent CO poisoning?

Will my homeowners insurance cover my college student's possessions?

What makes us best for SouthCoast Insurance? It's the company we keep.

Contractual risk transfer programs for construction projects

10 ways to avoid home water damage while you're on vacation

For the right benefits producer, a book of business and room to grow

Do I need flood insurance even if I don't own coastal property?

Risk management can prevent costly slip-and-fall insurance claims.

Appraised value, assessed value and replacement cost: a primer

Why an educated, independent insurance agent is your best option

Top 3 for both SouthCoast insurance and place to work? We're happy.

Could your small- or medium-size business survive a cyber breach?

5 common gaps in homeowners insurance

SouthCoast leader's latest achievement: promotion to Sylvia Group CFO

Is cyber insurance worth the price for a small business?

Temporary and leased employees: insurance for alternative staffing

Your boat is ready for launch. Is your boat insurance shipshape?

Whether talking cyber security or Social Security, we help protect your future.

The Many Costs of Distracted Driving

If you rent an apartment or house, you need renters insurance.

Free workshop: Insurance and Benefits for the Small-Business Owner

Who needs life insurance and disability insurance? You do.

A team approach to insurance, benefits and financial planning services

Don't let social host liability ruin your Super Bowl Sunday

In choosing insurance, base your decision on value rather than cost

Who has liability in a slip-and-fall Mass. business insurance claim?

Mass. RMV behind on mailing registration certificates 

'Tis the season for the Social Host Law. Know your liability.

A century-plus of insurance and financial planning services

A valuable benefit for wartime veterans and surviving spouses

Combat Distracted Teen Driving and Save on MA Auto Insurance

Yes, you can offer a benefits plan that's valuable and affordable

10 Reasons Why Long-Term Care Insurance Makes Sense for Employers

The multiple benefits of employer-supported volunteering

Massachusetts small business cyber security after the Dyn attack

This Halloween, there will be blood. Join us for the 2016 Sylvia Group Blood Drive.

Medicare and long-term care in Massachusetts and Rhode Island

Funding for assisted-living available to wartime veterans and spouses

Is flood insurance worth the cost? Ask someone who's needed it.

What every condominium owner should know about condo insurance

EPLI: Massachusetts business insurance you can't afford to do without

Delta flight cancellations underscore the value of travel insurance

Don't just picture yourself on a growing and diverse business team — join us!

Before you hit the road: a guide to RV insurance and other necessities

Put some peace of mind on your vacation packing list: Purchase travel insurance

Office wellness programs lead to employees having fun and feeling great

Seeking expert advice on health insurance? Meet a nationally recognized authority.

How to maximize the value of your MA and RI employee benefits offerings

Best Places to Work in RI winner touts benefits of captive insurance

When it comes to careers in MA and RI insurance, we have lots of fans

Reducing the cost of Massachusetts workers' compensation insurance

For MA and RI boat and watercraft insurance, we provide options and advice

For professional liability insurance, turn to an E&O expert

Does my auto insurance cover a replacement car after the Takata air bag recall?

Spring Cleaning: 10 Steps to a Cost-Effective Business Safety Program

11 home insurance costs good Realtors point out to buyers

3 insurance coverage gaps common to craft brewers

For insurance protection against a lawsuit, carry an umbrella policy.

How to eliminate ice dams and prevent frozen pipes

9 reasons why your restaurant needs cyber insurance

9 reasons why your restaurant needs cyber insurance

What you need to know about Jonas, the winter storm heading toward SouthCoast

An employee wellness program too good to keep to ourselves

Don't let your business slip up this winter: Follow risk management procedures

RMV update: Requested grace period for expired registrations extended to Jan. 15

New Year's Eve party at your place? Be aware of social-host laws

Good news for employers: IRS extends Affordable Care Act reporting deadlines

Putting the breaks on the 'Cadillac Plan Tax' is a temporary reprieve

Holiday safety tips that can keep your MA and RI homeowners insurance rates down

Do small and mid-sized contractors need pollution liability insurance?

Waiting on your MA registration certificate from the RMV? Expect delays.

Winter's coming. Now's the time to get ready.

3 insurance coverages every nonprofit needs to review

Don't do without this essential component to a sound retirement plan

ISO 9001:2015 and risk-based thinking – big year, big idea

Medicare enrollment is complicated. We make it easier.

State Supreme Court message to insurance policy holders: Honor your agreements

Be prepared for flooding, with or without Joaquin

Guiding you through the brave new world of funding employee health plans

Almost as good as being there: Your guide to the Sylvia Group cyber seminar

The dangerous myth of cyber security

For those who want to do good and do well, here's a place to build your career

Independent insurance agent or mass-marketed company? A consumer's response

E-newsletters and MyWave Connect: client services that set us apart

Great job opportunities – for the right candidates

Hurricane season: 'All it takes is one to make it a bad year'

Supreme Court upholds subsidies for "Obamacare"

The feds are coming. Will your business' summary plan description pass muster?

Spring cleaning isn't complete until you've reviewed your insurance coverage

A yard sale – and a cause – worth going out of your way

Most businesses couldn't pass a federal Department of Labor audit. Could yours?

Need a benefits or insurance expert? This is the place to turn.

At Sylvia Group, every week is Small Business Week

Saving vs. investing: a financial planning primer

Here's how to make the most out of backyard fun this spring and summer

Feeling good about giving

Wipers on? Make sure your headlights are too.

Martone, Pelletier, Ziegler join Sylvia Group team

Eventually, all of us will need some help. The time to plan is now.

Sylvia Group Blood Drive: Will we see you on April 3?

A growing crime risk standard business insurance policies don't cover

What to do about water in the basement – or worse

If you haven't already, check out our February e-newsletter

Winter hazard worsens; prevent burst pipes

When it comes to quality people, we're an industry leader

Don't be caught unprepared for flooding

Hiring someone to clear your roof? Exercise caution.

Sylvia Group Blood Drive postponed to April 3rd

Sylvia Group, Blue Cross Blue Shield monitoring Anthem investigation

To avoid a costly insurance claim, remove ice dams

Our service goes beyond insurance. Join us.

Save money on auto insurance? Our winter driving tips can help.

What your Fitbit has to do with cyber security and business insurance

4 common employee crimes and how to reduce your risk

For safety's sake, we'll re-open in Juno's wake

Your business and the blizzard: a guide to preparations

For Patriots, a different kind of coverage problem

Everything you need to know about the Mass. sick-leave law

The 5 most common workplace injuries

3 misperceptions about earthquake insurance in Massachusetts and Rhode Island

From behind the scenes to nationally known

Despite winter's chill, a sunny view of SouthCoast

Are you overdue for a group retirement benefits checkup?

Protect your new (and old) valuables: Schedule them!

Expanded Mass. FAIR Plan allows for enhanced dwelling coverage

A message to Congress: Fix your mistake; take action on TRIA

Hosting New Year's Eve? Know your liability

At Christmas, this important family discussion doesn't have to be difficult

Cyber liability after "The Interview": Are you covered?

What makes someone a great co-worker and employee?

Survey says ... Independent brokers score highest with risk managers

While you're shopping, help write a United Way success story

'Tis the season for snow-removal providers and customers to protect themselves

On Candle Safety Awareness Day, we wish you a glowing – and safe – holiday season

Dartmouth in the Super Bowl: cause for (smart) celebration

Here's something cool: We're hiring

Preventive measures: Protect those pipes!

Santa Clauses are coming to town

A holiday gift to give yourself: peace of mind

4 guides to keep your family safe this Thanksgiving

Don't wait to learn about long-term care insurance; we'll get you started

What self-insurers need to know before the extended deadline for enrollment counts

Fast times at the Health Connector site

Introducing the Sylvia Group Blog

20 tips for staying warm, safe and claim-free this winter

What's cooking with cafeteria plans?

Seminar: Tax savings for you, enhanced benefits for your employees

Upcoming Events


    Medicare Open Enrollment
    Tuesday, Oct. 15
    11 a.m.-noon
    Sylvia Group
    500 Faunce Corner Road
    Building 100, Suite 120
    Dartmouth, MA 02747

    More Information »

    Long-Term Care Insurance: Retirement Security
    Thursday, Nov. 7
    5:30-7 p.m.
    Sylvia Group
    500 Faunce Corner Road
    Building 100, Suite 120
    Dartmouth, MA 02747

    More Information »

    Strategic Planning for Nonprofits
    Tuesday, Nov. 19
    8:30-9:30 a.m.
    Sylvia Group
    500 Faunce Corner Road
    Building 100, Suite 120
    Dartmouth, MA 02747

    More Information »

Sylvia Newsletter

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  • “I come in contact with many insurance brokers in the course of my practice – even more so with the advent of the Affordable Care Act requirements. Some are ill-prepared or still in denial. Others call me from the car on the way to a client meeting asking for a summary of the ACA in ten minutes. On the flip side of this coin is the Sylvia Group agency. Their clients are very fortunate to have a broker who is knowledgeable about employee benefit matters. The fact that Sylvia Group invited me, an ERISA lawyer, to conduct a live client seminar on the new ACA employer information reporting requirements indicates to me that they are engaged in the process and they care about their clients.”

    – RICHARD A. SZCZEBAK, Esq., RAS Law, P.C.

  • “By giving, advocating and volunteering, Sylvia Group has proven they are dedicated to our community. Whether they are volunteering at one of our Day of Caring events or working with us to provide affordable health insurance and benefits to our employees, Sylvia Group does whatever they can do to make a difference for United Way of Greater New Bedford. The team at Sylvia Group is a trusted group of dedicated professionals, and we thoroughly enjoy working with them.”

    – MICHELLE N. HANTMAN, President and CEO, United Way of Greater New Bedford

  • “When I needed assistance with my business insurance program, Jill White immediately responded – and, even more important, she listened. She understood the challenges I had with my former agent, and she and the Sylvia Group team designed a program specific to my restaurant’s needs. I’m confident that with Jill’s expertise and personal attention, Fay’s is in good hands. That gives me the peace of mind to focus on what my family and I do best: serve delicious food and provide great customer service while running a successful business.”

    – EVELYN BETTENCOURT, Owner, Fay's Restaurant and Knotty Pine Fine New England Catering

  • “Sylvia Group is very resonsive to our ever-changing needs. Jill White provided us with wonderful support when we moved our child-care program location. She ensured that our coverage was seamless and that it met all of our program, licensing and funding needs. Sylvia Group always assists us immediately when we have questions and/or requests. We knw we are in good hands and that they have the best interest of our YWCA participants in mind. It's a pleasure to work with the staff of Sylvia Group; they are truly customer-focused.”

    – GAIL FORTES, Executive Director, YWCA Southeastern Massachusetts

  • “Thanks to John Beauregard and the professionals at Sylvia Group, our MassMEDIC membership has paid immediate dividends. Through the BIO Business Solutions® program, Primo Medical received a significant premium reduction on our Professional Liability policy. In addition, utilizing Chubb as our insurance provider and Sylvia Group as our broker, we’re confident that we have business partners who truly understand our insurance needs, provide outstanding loss control services and continue to work with us to lower our total cost of risk.”

    – CHRISTOPHER LAPLANTE, Chief Financial Officer, Primo Medical Group

  • "Getting the right insurance to guard against risks is absolutely critical for nonprofits, as well as other businesses; dealing with a costly claim could force a nonprofit to shut down permanently. Going with the Sylvia Group, we made the right decision and have never looked back. They have gotten to know our mix of services, evaluated our insurance needs and designed an insurance program around our specific insurance coverage needs — allowing us, on a tight budget, to purchase the right amount and type of insurance at the best value. Sylvia Group staff have built strong, personalized helping relationships with our staff. I can sleep at night knowing they make sure that our insurance policies are adequate to cover our risk exposures. I have recommended, without hesitation, the Sylvia Group to my colleagues working in both the nonprofit and for-profit arenas."

    - MARIA A. ROSARIO, Executive Director, NorthStar Learning Centers, Inc.

  • “Sylvia Group is an attentive, professional and knowledgeable insurance agency. They are familiar with the ever-changing rules and regulations when it comes to independent, nonprofit schools., and John Beauregard always goes above and beyond for Friends Academy. Whether it is something small, like registering a new school vehicle, or something bigger, like filing a claim after our greenhouse was destroyed by a hurricane, he treats every question and every claim with utmost importance. Sylvia Group is invested in our program as well; John sponsors and participates in our yearly golf tournament. Sylvia Group is an exceptional insurance company that I would recommend to all my cohorts.”

    – KATHERINE FURTADO, Chief Financial Officer, Friends Academy

  • “The Sylvia Group team provides a multitude of services in all aspects of employee benefits. The team's dedication to their clientele is apparent through their willingness to provide trainings in your office, at their business and through valuable webinar resources. They are readily available to answer questions and help with any issues that may arise. CMHS, Inc. appreciates the relationship that we have enjoyed with the Sylvia Group throughout the years.”

    – JOHN WINTERHALTER, President, Comprehensive Mental Health Systems, Inc.

  • “I want to thank you for this incredible resource, ThinkHR. We will be accessing it frequently and appreciate Sylvia Group making this available to Advanced Eye Centers.”

    - PAUL C. ABRANTES, Executive Director, Advanced Eye Centers

  • “I love your staff. In the first three or four weeks after we moved over to Sylvia Group for our insurance, I have had more communication and attention from them than I had in the seven or eight years we were with our former agency! You have a great team.”

    – PAT CASSAN, Ocean Explorium

  • “I just wanted to take the time to recognize what a remarkable job Danielle Andre is doing. I cannot thank her enough for her time, her kindness and her willingness to make sure I’m comfortable with all the necessary changes that occurred from an insurance standpoint. As a whole, every Sylvia Group staff member has been friendly and knowledgeable, but Danielle has certainly gone above and beyond for me.”

    – SHANNON S., Personal Insurance client

  • “I so appreciate Julie Jennings' help with Medicare planning. It is a relief to be able to consult with a knowledgeable professional on insurance issues. I have no idea how people do this without such help.”

    – CHRIS BLACK, Personal Insurance client

  • “Working with Sylvia Group over recent years has taken our insurance issues from 'groans and moans' to 'no problem.' Rose Lopes, our Account Manager, is one of the most responsive people I have ever worked with. She responds immediately to questions or special requests. It is such a pleasure to work with Rose, who does whatever it takes to find a solution to our needs. We are very pleased… She always has our interests in mind.”

    – LYNNE FOLEY, Director of Human Resources, Five Star Companies, Inc.

  • "Sylvia Group is by far the best insurance agency I have ever dealt with, both personally and in my business. They provide customer support that is not found in other agencies. For example, they take a personal interest in their clients, calls are always taken or returned immediately, and during reviews suggestions are made to offer the most cost effective and comprehensive coverage. When claims occur, they have always been there to facilitate the process. It has truly been a pleasure to have them represent me in my insurance needs."

    - WILLIAM N. WHELAN, Chairman, Whelan Associates LLC