Medicare Open Enrollment and Changes for 2020

Published October 21, 2019

Medicare Open Enrollment

Sylvia Group Account Executive

Medicare Open Enrollment began this week, with the enrollment period continuing through December 7. This is the time for current Medicare members to review and change their coverage for 2020.  To assist with the process, and to address changes to the program for 2020, Sylvia Group hosted a webinar on October 15, the first day of Open Enrollment.

Open Enrollment is complex for those already enrolled in Medicare, and it can be even more confusing if you're enrolling for the first time at age 65 or as you prepare to retire. So when we provide guidance and advice on Medicare, we try to make the topic as clear and straightforward as possible.

While there's more to Medicare than we could possibly cover in a 50-minute webinar, this recording of our October 15 presentation will give you a solid starting point for understanding and planning your Medicare health plan for 2020.

Among the topics covered:

  • An overview of Medicare eligibility and coverage basics;
  • Medicare Advantage and Part D prescription plans;
  • When, where and how to enroll in Medicare;
  • How COBRA affects Medicare coverage;
  • The Medicare Plan Finder.

Medicare 2020 Webinar title slide

To view the webinar, click on the image at left. You can also view the webinar PowerPoint presentation here, in pdf format.

Chances are you'll still have questions about Medicare and how it pertains to your own circumstances, even after viewing the webinar. If you'd like me to help you with the Medicare Open Enrollment process — whether you're planning for retirement  or reviewing options for Open Enrollment — contact me by clicking on the button below.

Since Medicare doesn't cover all the health care needs you'll experience in your retirement years, you may also be interested in Long-Term Care Insurance (LTCi). You can learn more about this valuable protection for your retirement savings during the next Sylvia Group Education Series event, a seminar on LTCi at our Dartmouth offices on Thursday, Nov. 7, from 5:30-7 p.m.

To register for the LTCi seminar, click on the link in the listing of upcoming events on the right side of this page.


About Julia Jennings and Sylvia Group

Julie_Jennings_cropped.jpgWith more than 30 years’ experience as a health insurance professional, Julia Jennings is nationally recognized not only for her expertise but also for her service initiatives to improve the health insurance market. A Registered Health Underwriter (RHU) and Licensed Insurance Advisor (LIA) who has earned certifications in Long-Term Care (LTC), Consumer-Driven Health Care (CDHC) and the Patient Protection and Affordable Care Act (PPACA), Julie is a recipient of the National Association of Health Underwriters’ most prestigious honor, the Distinguished Service Award, for her lifetime commitment to her profession and her community.

CONTACT JULIE JENNINGS

Voted "Best Insurance Agency" in both years of the SouthCoast Media Best of the Best Awards program, Sylvia Group helps businesses and individuals protect their future by designing insurancebenefits and financial planning programs. We’re a locally owned agency known for our commitment to our clients and our community, as well for our industry expertise. Founded in New Bedford, MA, in 1950, headquartered in neighboring Dartmouth, and serving businesses and individuals throughout Massachusetts, Rhode Island and beyond, Sylvia Group is certified as a Woman Owned Business Enterprise with the Massachusetts Supplier Diversity Office and has the distinction of being the first six-time recipient of the Five Star designation awarded by the Massachusetts Association of Insurance Agents (MAIA) for all-around agency excellence.

Upcoming Events

REGISTRATION CLOSED
SEMINAR:

Strategic Planning for Nonprofits
Tuesday, Nov. 19
8:30-9:30 a.m.
Sylvia Group
500 Faunce Corner Road
Building 100, Suite 120
Dartmouth, MA 02747
More Information »


SPONSORED EVENT
SouthCoast Chamber of Commerce:

Annual Business Meeting
Thursday, Nov. 21
8:30 AM - 10:30 AM
The Century House
107 South Main Street
Acushnet, MA 02743
More Information »


SPONSORED EVENT
Boys & Girls Club of Greater New Bedford:

Steak and Burger Dinner
Monday, Nov. 25
Reception at 5:30 p.m.
Dinner at 6:30 p.m.
The Century House
107 South Main Street
Acushnet, MA 02743
More Information »


HOSTED EVENT
WEBINAR:

Risk Management Solutions for HR Professionals
Thursday, Dec. 5
10:30-11:30 a.m.
Sylvia Group
500 Faunce Corner Road
Building 100, Suite 120
Dartmouth, MA 02747
More Information »


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Testimonials

  • “I come in contact with many insurance brokers in the course of my practice – even more so with the advent of the Affordable Care Act requirements. Some are ill-prepared or still in denial. Others call me from the car on the way to a client meeting asking for a summary of the ACA in ten minutes. On the flip side of this coin is the Sylvia Group agency. Their clients are very fortunate to have a broker who is knowledgeable about employee benefit matters. The fact that Sylvia Group invited me, an ERISA lawyer, to conduct a live client seminar on the new ACA employer information reporting requirements indicates to me that they are engaged in the process and they care about their clients.”

    – RICHARD A. SZCZEBAK, Esq., RAS Law, P.C.

  • “By giving, advocating and volunteering, Sylvia Group has proven they are dedicated to our community. Whether they are volunteering at one of our Day of Caring events or working with us to provide affordable health insurance and benefits to our employees, Sylvia Group does whatever they can do to make a difference for United Way of Greater New Bedford. The team at Sylvia Group is a trusted group of dedicated professionals, and we thoroughly enjoy working with them.”

    – MICHELLE N. HANTMAN, President and CEO, United Way of Greater New Bedford

  • “When I needed assistance with my business insurance program, Jill White immediately responded – and, even more important, she listened. She understood the challenges I had with my former agent, and she and the Sylvia Group team designed a program specific to my restaurant’s needs. I’m confident that with Jill’s expertise and personal attention, Fay’s is in good hands. That gives me the peace of mind to focus on what my family and I do best: serve delicious food and provide great customer service while running a successful business.”

    – EVELYN BETTENCOURT, Owner, Fay's Restaurant and Knotty Pine Fine New England Catering

  • “Sylvia Group is very resonsive to our ever-changing needs. Jill White provided us with wonderful support when we moved our child-care program location. She ensured that our coverage was seamless and that it met all of our program, licensing and funding needs. Sylvia Group always assists us immediately when we have questions and/or requests. We knw we are in good hands and that they have the best interest of our YWCA participants in mind. It's a pleasure to work with the staff of Sylvia Group; they are truly customer-focused.”

    – GAIL FORTES, Executive Director, YWCA Southeastern Massachusetts

  • “Thanks to John Beauregard and the professionals at Sylvia Group, our MassMEDIC membership has paid immediate dividends. Through the BIO Business Solutions® program, Primo Medical received a significant premium reduction on our Professional Liability policy. In addition, utilizing Chubb as our insurance provider and Sylvia Group as our broker, we’re confident that we have business partners who truly understand our insurance needs, provide outstanding loss control services and continue to work with us to lower our total cost of risk.”

    – CHRISTOPHER LAPLANTE, Chief Financial Officer, Primo Medical Group

  • "Getting the right insurance to guard against risks is absolutely critical for nonprofits, as well as other businesses; dealing with a costly claim could force a nonprofit to shut down permanently. Going with the Sylvia Group, we made the right decision and have never looked back. They have gotten to know our mix of services, evaluated our insurance needs and designed an insurance program around our specific insurance coverage needs — allowing us, on a tight budget, to purchase the right amount and type of insurance at the best value. Sylvia Group staff have built strong, personalized helping relationships with our staff. I can sleep at night knowing they make sure that our insurance policies are adequate to cover our risk exposures. I have recommended, without hesitation, the Sylvia Group to my colleagues working in both the nonprofit and for-profit arenas."

    - MARIA A. ROSARIO, Executive Director, NorthStar Learning Centers, Inc.

  • “Sylvia Group is an attentive, professional and knowledgeable insurance agency. They are familiar with the ever-changing rules and regulations when it comes to independent, nonprofit schools., and John Beauregard always goes above and beyond for Friends Academy. Whether it is something small, like registering a new school vehicle, or something bigger, like filing a claim after our greenhouse was destroyed by a hurricane, he treats every question and every claim with utmost importance. Sylvia Group is invested in our program as well; John sponsors and participates in our yearly golf tournament. Sylvia Group is an exceptional insurance company that I would recommend to all my cohorts.”

    – KATHERINE FURTADO, Chief Financial Officer, Friends Academy

  • “The Sylvia Group team provides a multitude of services in all aspects of employee benefits. The team's dedication to their clientele is apparent through their willingness to provide trainings in your office, at their business and through valuable webinar resources. They are readily available to answer questions and help with any issues that may arise. CMHS, Inc. appreciates the relationship that we have enjoyed with the Sylvia Group throughout the years.”

    – JOHN WINTERHALTER, President, Comprehensive Mental Health Systems, Inc.

  • “I want to thank you for this incredible resource, ThinkHR. We will be accessing it frequently and appreciate Sylvia Group making this available to Advanced Eye Centers.”

    - PAUL C. ABRANTES, Executive Director, Advanced Eye Centers

  • “I love your staff. In the first three or four weeks after we moved over to Sylvia Group for our insurance, I have had more communication and attention from them than I had in the seven or eight years we were with our former agency! You have a great team.”

    – PAT CASSAN, Ocean Explorium

  • “I just wanted to take the time to recognize what a remarkable job Danielle Andre is doing. I cannot thank her enough for her time, her kindness and her willingness to make sure I’m comfortable with all the necessary changes that occurred from an insurance standpoint. As a whole, every Sylvia Group staff member has been friendly and knowledgeable, but Danielle has certainly gone above and beyond for me.”

    – SHANNON S., Personal Insurance client

  • “I so appreciate Julie Jennings' help with Medicare planning. It is a relief to be able to consult with a knowledgeable professional on insurance issues. I have no idea how people do this without such help.”

    – CHRIS BLACK, Personal Insurance client

  • “Working with Sylvia Group over recent years has taken our insurance issues from 'groans and moans' to 'no problem.' Rose Lopes, our Account Manager, is one of the most responsive people I have ever worked with. She responds immediately to questions or special requests. It is such a pleasure to work with Rose, who does whatever it takes to find a solution to our needs. We are very pleased… She always has our interests in mind.”

    – LYNNE FOLEY, Director of Human Resources, Five Star Companies, Inc.

  • "Sylvia Group is by far the best insurance agency I have ever dealt with, both personally and in my business. They provide customer support that is not found in other agencies. For example, they take a personal interest in their clients, calls are always taken or returned immediately, and during reviews suggestions are made to offer the most cost effective and comprehensive coverage. When claims occur, they have always been there to facilitate the process. It has truly been a pleasure to have them represent me in my insurance needs."

    - WILLIAM N. WHELAN, Chairman, Whelan Associates LLC