Business Insurance

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Customized insurance and risk-reduction programs help you operate more efficiently.

Protecting BusinessesBusinesses throughout New England rely on us to provide custom insurance programs designed to reduce their total cost of risk and make them more attractive to the insurance marketplace. We do more than place your business with superior insurance companies at a competitive price; we work with you to create long-term risk-reducing services specifically for your operations.

Whether your business is a sole proprietorship, a large corporation with hundreds of employees, or a municipality, we offer a full range of business insurance products to help you meet your goals. All with the objective advice you need to make an educated decision.

Insurance Products

Physical damage and liability coverage for single autos to large fleets
A guarantee to perform, common bonds include Surety, Contract, Judicial, Probate, License, and Permit Bonds
Covers a building and materials during construction
Replaces lost income and pays continuing expenses while your business is being put back together after a covered loss
Usually designed for small and medium sized businesses, a BOP packages many essential insurance coverages on one policy
Indemnifies your business from embezzlement or theft by employees, forgery, electronic theft, theft of cash or securities by someone other than an employee or damage to your building or property caused by a burglary
Covers a range of loss exposures including damages due to loss or theft of client data, introducing a virus into another business’ network, and email transmitted libel
Protects the personal assets of the directors and officers of for profit and nonprofit companies against lawsuits for negligent or wrongful acts
Covers a broad range of claims or lawsuits brought by current or former employees or employee candidates including sexual harassment, wrongful termination or discipline, wrongful failure to promote or hire, emotional distress, discrimination and invasion of privacy
Protection against claims for pollution and environmental impairment
A type of professional liability insurance protection for liability claims resulting from damages due to failure to perform some duty for which you were trained or represented some specific expertise
Higher liability limits over those that can be purchased on standard policies
Coverage for you and your business from claims and lawsuits that might occur in the course of operating your business
Specialized insurance designed for your unique or special business property
Protection against losses from lawsuits arising from the sale or serving of liquor
Specialized coverage that protects all aspects of a nonprofit organization, including property, auto, employees, volunteers, independent contractors and medical professionals
Protection for ocean-going vessels and their cargo
If you are in the business of supplying, selling, or providing a repair service, you can be held liable for damages due to injury or loss related to that product
If your business or profession requires specialized knowledge, and you provide service or counsel based on that knowledge, you could be a target for a lawsuit not covered under standard commercial liability insurance
Coverage for your buildings, furnishings, inventory, equipment and other business personal property in the event of a loss
Property and liability coverage for cities, towns, counties, state and federal government entities including school districts, fire and police departments, public recreation areas, public buildings, and vehicles and equipment
Protection from claims arising from events not covered in your general liability insurance policy
Coverage for your employees who are injured on the job and for your business if you are found liable for an employee’s injury or illness

Testimonials

  • “When I needed assistance with my business insurance program, Jill White immediately responded – and, even more important, she listened. She understood the challenges I had with my former agent, and she and the Sylvia Group team designed a program specific to my restaurant’s needs. I’m confident that with Jill’s expertise and personal attention, Fay’s is in good hands. That gives me the peace of mind to focus on what my family and I do best: serve delicious food and provide great customer service while running a successful business.”

    – Evelyn Bettencourt, Owner, Fay's Restaurant and Knotty Pine Fine New England Catering

  • “Sylvia Group is very resonsive to our ever-changing needs. Jill White provided us with wonderful support when we moved our child-care program location. She ensured that our coverage was seamless and that it met all of our program, licensing and funding needs. Sylvia Group always assists us immediately when we have questions and/or requests. We knw we are in good hands and that they have the best interest of our YWCA participants in mind. It's a pleasure to work with the staff of Sylvia Group; they are truly customer-focused.”

    – Gail Fortes, Executive Director, YWCA Southeastern Massachusetts

  • “Thanks to John Beauregard and the professionals at Sylvia Group, our MassMEDIC membership has paid immediate dividends. Through the BIO Business Solutions® program, Primo Medical received a significant premium reduction on our Professional Liability policy. In addition, utilizing Chubb as our insurance provider and Sylvia Group as our broker, we’re confident that we have business partners who truly understand our insurance needs, provide outstanding loss control services and continue to work with us to lower our total cost of risk.”

    – Christopher LaPlante, Chief Financial Officer, Primo Medical Group

  • “I want to thank you for this incredible resource, ThinkHR. We will be accessing it frequently and appreciate Sylvia Group making this available to Advanced Eye Centers.”

    - Paul C. Abrantes, Executive Director, Advanced Eye Centers

  • “I love your staff. In the first three or four weeks after we moved over to Sylvia Group for our insurance, I have had more communication and attention from them than I had in the seven or eight years we were with our former agency! You have a great team.”

    – Pat Cassan, Ocean Explorium

  • “I just wanted to take the time to recognize what a remarkable job Danielle Andre is doing. I cannot thank her enough for her time, her kindness and her willingness to make sure I’m comfortable with all the necessary changes that occurred from an insurance standpoint. As a whole, every Sylvia Group staff member has been friendly and knowledgeable, but Danielle has certainly gone above and beyond for me.”

    – Shannon S., Personal Insurance client

  • “I so appreciate Julie Jennings' help with Medicare planning. It is a relief to be able to consult with a knowledgeable professional on insurance issues. I have no idea how people do this without such help.”

    – Chris Black, Personal Insurance client

  • “Working with Sylvia Group over recent years has taken our insurance issues from 'groans and moans' to 'no problem.' Rose Lopes, our Account Manager, is one of the most responsive people I have ever worked with. She responds immediately to questions or special requests. It is such a pleasure to work with Rose, who does whatever it takes to find a solution to our needs. We are very pleased… She always has our interests in mind.”

    – Lynne Foley, Director of Human Resources, Five Star Companies, Inc.

  • "Sylvia Group is by far the best insurance agency I have ever dealt with, both personally and in my business. They provide customer support that is not found in other agencies. For example, they take a personal interest in their clients, calls are always taken or returned immediately, and during reviews suggestions are made to offer the most cost effective and comprehensive coverage. When claims occur, they have always been there to facilitate the process. It has truly been a pleasure to have them represent me in my insurance needs."

    - William N. Whelan, Chairman, Whelan Associates LLC

ACA Certified